Debt advisory & loan syndication

The right capital. The right lender. The best terms.

Capitalize Consulting helps SMEs raise growth capital — we structure your case, match it to the lender most likely to say yes, and negotiate terms that work in your favour. Loan solutions you can bank on.

End-to-end management, from login to disbursement.

  1. 1

    You apply

    Tell us about your business and what you need to fund.

  2. 2

    We structure & negotiate

    We match the right lender and push for the best terms.

  3. 3

    Funds disbursed

    Money in your account — managed end to end.

Why work with us

Built on four non-negotiables.

01

The right advice

Clear guidance on which product and which lender actually fit your case.

02

On-time results

We move at the pace your business needs — and we keep our word on timelines.

03

Best commercials

We negotiate rates and terms hard, so the deal works in your favour.

04

End to end

One team handles everything from first conversation to final disbursement.

We understand first

Every business is different. We study your financials and the parameters that matter, then shape a solution in conversation with bankers who can actually deliver it — so the answer fits your reality, not a template.

We know the lenders

Each lender has its own strengths and niches. Because we stay in constant touch with bankers, we can find the right options, work around obstacles, secure deviations, and keep pace with changing policies.

We stay after the signing

We make sure you understand the product and its features, answer every query, and handle post-disbursement service. The relationship doesn't end when the funds land — that's where good service shows.

Lending network
  • Private banks
  • NBFCs
  • PSU banks
  • Co-operative banks
What we do

A complete process, from login to disbursement.

We don't just make an introduction. We structure the case, build the proposal, manage the bankers, and carry it through to the money in your account.

STEP 01

Advisory

We map the options actually available to you and recommend the strongest fit.

STEP 02

Structuring & strategy

We frame the case and decide how best to present it to lenders.

STEP 03

Proposal creation

Summary, financial analysis and projections, banking assessment, obligation tracking and document verification.

STEP 04

Banker discussions

We take the proposal directly to the right people at each lender.

STEP 05

Query resolution

We answer questions promptly, backed by data and clear justification.

STEP 06

Documentation

We facilitate every document so nothing stalls the file.

STEP 07

Liaisoning

We coordinate across all the stakeholders involved in the deal.

STEP 08

Negotiation

We push for the best commercials available on your case.

STEP 09

To disbursement

We manage the file end to end until the funds are released.

What we fund

Funding for every shape of business.

Unsecured

No collateral
  • Term Loan
  • Working Capital Loan
  • OD / CC facility (Govt. scheme)
  • Machinery Loan
  • Loan against Card Receivables

Secured

Asset-backed
  • Term Loans
  • Loan against Property
  • Home Loan
  • Lease Rental Discounting
  • Project Finance

Trade Finance

Trade & export
  • LC or BC
  • PCFC
  • Bank Guarantee
  • LCBD
  • Invoice Discounting
About us

Seasoned people who know both sides of the table.

Our mission

Empower SMEs to bridge their working-capital gap — without compromise.

Who we are

We're a team of seasoned BFSI professionals with multi-market experience selling and distributing working-capital loans. We're strong on business analysis, problem-solving, execution and client relationships. Backgrounds in engineering and management let us read the customer's pulse, understand what a business really needs, and build solutions made to measure.

The team

Motivated, reliable, accessible and hardworking. Consultants, relationship managers, tele-callers, an operations manager and documentation executives — together covering every part of a complete, comprehensive solution.

The name

Decoding Capitalize Consulting

Capitalize
verb
  • To take the chance to gain advantage from something.
  • To provide a company with capital.
Consulting
noun
  • Advisory.
  • Counselling.
  • Assisting.
Strive not to be a success, but rather to be of value.
— Albert Einstein
Get in touch

Let's talk about your funding.

Tell us what you need

Send a few details and we'll get back to you. No obligation.